CASA achieved remarkable financial results in both the quarterly and half-year periods, reaching all-time highs. The company reported a net income of €2,040 million in Q2-23 and €3,266 million in H1-23. Notably, the underlying figures showcased significant achievements as well. Revenues reached a record level of €6,329 million in Q2-23, marking a substantial increase of +15.6% Q2/Q2 pro-forma IFRS17. This growth in revenues was driven by dynamic business activities, particularly in Insurance across all business lines. Strong net inflows in unit-linked products, Asset Management, Consumer Finance (boosted by the auto channel, including the first consolidation of CA Auto Bank), and Investment banking contributed to the revenue surge. Notably, Investment banking excelled in structured finance and financing solutions. However, the French retail banking sector faced challenges due to increased refinancing costs and a slowdown in loan production. Revenues for CA Italia, IRB excluding Italy, CACEIS, and CA Indosuez were supported by net interest margin. While costs excluding SRF increased by 4.5% Q2/Q2 pro-forma IFRS17 (primarily due to the first consolidation of CA Auto Bank), the cost/income ratio excluding SRF stood at 52.3% for H1-23, reflecting the company’s commitment to maintaining a balanced financial structure.